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Loans & Mortgages

AUS Finance Group

Offering tailored solutions to your individual financial situation, AUS Finance Group covers your investment and property development funding to commercial and residential lending.

They’ve got two teams to cater to your specific needs (i.e. Mortgage Finance Team and Property & Investment Team) making sure your needs are prioritised.

E-Team Member Contact:
Matthew Ciavarella
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Loans & Mortgages for Expats in Melbourne

Australia has strict regulation for expats purchasing property while in Melbourne. A wide variety of lenders offer loans for expats, however, there are certain terms and conditions that you should be aware of before you apply for a mortgage. 

The property market in Melbourne offers a diverse range of property options,  it’s important to compare a range of mortgages to find one that meets your needs.

Key mortgage tips you should know as an expat in Melbourne

  • If you are not a resident of Australia and you buy Australian property, you are likely to pay a higher rate of capital gains tax when you sell the property.
  • Loan terms for property are up to 30 years in duration for residential property & 15 years for commercial property. Interest only terms may be available for periods up to 5 years.
  • The structure of typical loan repayments in Australia can range from variable rate, fixed rate and hybrid.
  • Financial and legal advice is recommended in order to carefully examine the risks before borrowing funds.
  • Mortgage Insurance may be required for certain loans to insure against potential loss on a residential loan by the lender.

Download the Loans & Mortgages Melbourne Chapter

The Loans & Mortgages Melbourne Chapter written by Matthew Ciavarella, AUS Finance Group, provides further detailed information about issues you need to be aware of in regards to Mortgages in Melbourne.


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