Personal Insurances for Expatriates – What You Need to Know

Protection For Your Well-being

Personal insurance relates to the insurances which protect you against sickness or injury to cover your costs of living and lump sums. Coming from another country to Australia, you are then exposed to a whole lot of new risks, issues, costs and lifestyle.

One of the key things you should be protecting is your personal well-being.

Check Before You Left Country Of Origin

As you are in a new country, you don’t want to be put in a position where you have moved (and your family) and you can’t fund or support yourself.

In Australia, the rules are quite different and the insurances you may have had from another country could be invalid.  This is the first thing you should check preferably before you leave the country of origin. Our biggest asset is usually the least insured, that is our ability to earn an income.

Our guide on personal insurances, written by Scott Douglas from IMFG will equip you with all the information you need to make informed decisions regarding your insurances.

It’s very important to seek appropriate advice by a fully licensed Adviser who can provide you with what is necessary. The adviser will do a full needs analysis and make a recommendation on the products that are appropriate to you and your needs. With this guide, you can familiarise yourself with all your options and get a clear understanding as soon as you get to Sydney.

To read our guide, please click here

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